Student Debt Consolidation Aid Logo

 

Student Debt Consolidation
For More Info Call 866-227-1856
or CLICK HERE!

Private Loan Consolidation & Alternative Programs

If you answered yes to any of these questions, a private loan consolidation or alternative program through the Student Debt Consolidation lender network may be the solution! The SDC lender network may assist you with significantly reducing your monthly payment by providing you with a lower interest rate and extended repayment term through a consolidation or other private loan repayment solutions that may be available.  Our experienced Enrollment Specialist can provide you with a free consultation as well as connect you with a lender or company that can meet your specific needs!

What Can the SDC Lender Network Do for You?

The SDC lender network offers various private loan consolidation repayment terms based on income and credit requirements established by each private lender, and can assist qualified applicants in obtaining more manageable repayment terms with lower interest rates and extended repayment terms through consolidation.  Minimum and maximum loan amounts will vary upon lender.  Our experienced Enrollment Specialist can provide you with a free consultation as well as connect you with a lender that meets your specific needs!  For instance, a participating network lender can offer the following terms for qualified applicants.

Because private student consolidation loans are credit based loans, lenders will require you to provide a credit history, as well as verify employment and income information to qualify.  Applicants can increase their chances of qualifying for private consolidation loan programs by applying with a credit worthy cosigner.  This is recommended even if you already have established income and credit!

What are the Benefits the SDC Lender Network?

Private student loan borrowers seeking payment relief through lower interest rates and extended repayment terms or alternative programs can take advantage of many benefits through programs offered through the SDC lender referral network:

What Do I Need to Apply?

The application process to determine eligibility for programs offered through the SDC lender referral network will vary amongst lenders.  Most applications can be submitted online through an automated system to determine eligibility in just minutes!  Below is a checklist of items that most lenders require in order to underwrite and fund your new loan upon pre-approval!

Our experienced Enrollment Specialist can provide you with a free consultation as well as connect you with a lender that can meet your specific needs!

What are the Rates & Fees?

Most private student loan consolidation programs through the SDC lender referral network are variable-rate loans, with interest rates varying by lender. Your interest rate may adjust monthly, quarterly, annually, or at some other interval as designated by your lender. The interest rate on a private student loan is generally determined by adding a variable index (such as LIBOR or T-bill) to a fixed margin. The margin used to determine your student loan interest rate can vary depending on your creditworthiness. Borrowers who are deemed more credit-worthy typically qualify for lower margins (and thus lower interest rates).

Fees, like interest rates, will also vary by lender. The types of fees assessed, as well as the amounts charged, will depend on the lender and may also depend on your creditworthiness.

Keep in mind that all lenders do not charge the fees listed above, and fees will vary amongst different lending institutions!

 

CONSOLIDATE YOUR LOANS!

Select your State*
First Name*
Last Name*
Email*
Phone*
Best Time To Call*
Delinquent: Yes or No*
Debt Amount*
* Required
Student Debt Consolidation Aid Secure

© 2015 Student Debt Consolidation